Why can I reclaim from my loan?

The FCA have recently banned UK car dealers from charging hidden commissions and pushing higher interest rate PCP loans. If you signed up for a PCP loan and your dealer didn’t disclose the commission they received either verbally or in your written finance agreement you might be eligible to claim.

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“PCPs and hire purchase agreements for vehicles are now some of the most complained about financial products.”


“Drivers who have bought cars using a type of finance deal from a dealer are being warned they might have fallen victim to a new type of mis-selling scandal."


“Motorists could be owed compensation for car finance deals that are unaffordable or come with high commission rates.”


Frequently Asked Questions

The good news is yes 👍 If you've had multiple cars on finance you may be able to claim for them all, use our online check to get started.

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You can start registering for compensation in just 2 minutes! Our online registration process is super easy to use, all you need to do is tell us about you, how you bought the vehicle and, if you're eligible, sign up to claim 💪

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You'll need a copy of your PCP finance agreement and a copy of ID. No agreement? No problem! We can request this from your lender at a later date.

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Yes whether you're still paying off your PCP loan or it's been settled in full the product was still mis-sold and you can still claim.

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Why Choose Us?

We're dedicated experts in the PCP sector focused on securing the compensation our clients deserve. Whilst it's more than possible for you to submit the claim yourself by working with us you benefit from our collective experience to give you the best possible chance of having a successful claim.

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So, how does it work?

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Your Car Details


Are these details correct?

Your Car Details

Your Ownership

When did you buy the car?

Your Ownership

When did you buy the car?

Your Finance Details

Which type of car loan did you choose?

Finance Amount

How much did the car cost?